Contact Roger Harr ( or 614-560-5188) with questions.
ABOUT FINANCIAL PEACE UNIVERSITY (FPU)
Five million people, huh? Yup. Five million! You’re probably wondering, How has this one program changed so many lives? Good question. You should probably know that Financial Peace University isn’t the answer to your money problems. It’s not going to do the work for you. But Financial Peace University is the plan to get you there. Dave always says that personal finance is 80% behavior and 20% knowledge. That means when you change your behavior— just like Dave did over two decades ago—you will start to win with money.
Lesson 1: Baby Step 1 & Budgeting
Save $1,000 for Your Starter Emergency Fund
Baby Step 1 is all about having a plan for when Murphy comes knocking. And believe us—he will come knocking. It’s time to have a plan for when those annoying, but inevitable, emergencies arise.
This lesson will also give you a deep dive into something that makes people cringe—the budget. FYI: Making a budget (and sticking to it) is the key to financial success. It helps you learn how to take control of your money once and for all as you journey the road to financial peace. And if you haven’t heard, we have a really good tool for that. It’s called EveryDollar Plus. With this tool, you can create a budget in less than 10 minutes. Not only that, you can sync your bank account directly to the app so you can easily track your transactions. When you sign up for your FPU membership, you’ll get one-year access for free!
Lesson 2: Baby Step 2
Pay Off All Debt (Except the House) Using the Debt Snowball
The borrower is indeed slave to the lender (Proverbs 22:7 NIV). In this lesson, Dave shines light on what debt is (yup, that student loan does count as debt) and debunks common myths about debt. You’ll learn about our proven method, the debt snowball, that has helped millions attack their debt and say goodbye to it for good. You might need to find yourself a sharp pair of scissors for this one because we’re cutting up plastic.
Lesson 3: Baby Step 3
Save 3–6 Months of Expenses in a Fully Funded Emergency Fund
Now that you’ve got your starter emergency fund saved and your debt paid off, it’s time to save even more! In this lesson, you’ll learn the importance of saving 3–6 months of expenses in your fully funded emergency fund. Baby Step 3 keeps you from going back into debt when an emergency arises.
Lesson 4: Baby Steps 4, 5, 6 & 7
Baby Step 4: Invest 15% of Your Household Income in Retirement
Baby Step 5: Save for Your Children’s College Fund
Baby Step 6: Pay Off Your Home Early
Baby Step 7: Build Wealth and Give
Now that your past is in the past, it’s time to start investing in your future! And this is where it starts to get really fun! You’ve put in a lot of hard work to get here so now you’ll see it pay off! Plus, doesn’t retiring with dignity and giving like no one else sound really, really good?
Lesson 5: Buyer Beware
Discover how to stay strong against marketing tactics that try to get you to spend more money. No more of those “gotcha” schemes!
Lesson 6: The Role of Insurance
Protect your family with the insurance you need.
Lesson 7: Retirement Planning
Learn how to plan for your retirement and save for your children’s college.
Lesson 8: Real Estate & Mortgages
Start understanding mortgages and whether or not you should buy, sell or rent.
Lesson 9: The Great Misunderstanding
In this final lesson of FPU, you’ll learn the biggest money secret Dave Ramsey discovered along the way.